Travel now, pay later in 3 easy steps. Get approved in seconds and book your dream vacation today!
From application to vacation in minutes—here's how easy it is to use FlexPay
Browse travel on partner sites. Select FlexPay at checkout when booking your flights, hotels, or vacation packages.
Complete our quick 2-minute application. Get instant approval with personalized rates and payment plans.
Confirm your booking and start traveling! Make easy monthly payments from your phone or computer.
Everything you need to know about applying for FlexPay financing
Start by finding your perfect trip on any of our 300+ partner travel websites. When you're ready to book, look for the FlexPay or Uplift payment option at checkout.
Fill out our simple application form with basic information. The process takes just 2-3 minutes and can be completed right at checkout.
Receive your approval decision in seconds. We perform a soft credit check first, which won't affect your credit score until you accept the loan.
See your complete loan details including monthly payment, loan term, APR, and total cost. Everything is transparent with no hidden fees.
If you're satisfied with the terms, accept the loan and complete your travel booking. Your trip is confirmed immediately!
First payment due in 30 days. Set up AutoPay for convenience and manage everything through your FlexPay account.
Watch our quick video guide to FlexPay financing
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From start to finish—here's what to expect and when
Initial credit check to determine eligibility. No impact on your credit score. See if you pre-qualify and what rates you might receive.
Fill out basic personal and financial information. Quick and straightforward process that can be done on any device.
Most applicants receive instant approval. Some applications may require additional review for verification purposes.
When you accept the loan terms, a hard inquiry is made. This may temporarily impact your credit score by a few points.
Your travel booking is immediately confirmed. Receive confirmation emails from both the travel provider and FlexPay.
Your first monthly payment is typically due 30 days after booking. Set up AutoPay for convenience and peace of mind.
See how FlexPay compares to traditional credit cards
Maximize your chances of approval and get the best rates
Review your credit score before applying. Knowing where you stand helps you understand what rates to expect and gives you time to fix any errors.
Have all necessary information ready: SSN, employment details, bank account info, and proof of income. This speeds up the application process.
Select a payment plan that comfortably fits your budget. Longer terms mean lower payments but more interest—find the right balance.
Review all loan terms including APR, total cost, and payment schedule. Make sure you understand the full commitment before accepting.
Enable automatic payments to never miss a due date. Consistent on-time payments help build your credit and ensure smooth sailing.
Think about travel insurance to protect your investment. Since you're financing, insurance can provide peace of mind for unexpected changes.
Join thousands of travelers who use FlexPay to make their travel dreams come true